Pan-Arab e-commerce: Mrfqy's 22-country tier guide
T1 full integrations through T4 manual mode — an honest launch tier guide for all 22 Arab countries on Mrfqy.
Mrfqy is built for all 22 Arab League countries — but not every country has the same payment and shipping maturity. Instead of pretending parity, Mrfqy publishes four honest tiers so merchants know exactly what launches on day one. This guide maps Tier 1 through Tier 4, lists which countries sit where, and explains how to start selling regardless of your tier. Every Arab League ISO code in Mrfqy maps to tier metadata with named gateways, currencies from EGP through KMF, and VAT rates where applicable — this guide is the honest index.
Tier 1: Egypt, Saudi Arabia, UAE
Tier 1 countries receive full Mrfqy integrations — local payment gateways, major couriers, VAT/tax display, and SMS providers native to each market.
Egypt: Paymob, Fawry, Kashier, COD, Bosta, Aramex. Saudi Arabia: Tap, Moyasar, HyperPay, SMSA, ZATCA VAT, Unifonic. UAE: GCC gateways, Aramex, FTA VAT, AED.
If you operate in Tier 1, connect gateways before marketing — test checkout in Arabic RTL on a real phone.
Egypt (EGP, 14% VAT, Paymob/Fawry/Kashier, Bosta, Victorylink SMS), Saudi (SAR, 15% VAT, Tap/Moyasar/HyperPay, SMSA, Unifonic), UAE (AED, 5% FTA VAT, Tap/PayTabs/HyperPay, Aramex, Unifonic) — full Tier 1 stacks.
Tier 2: Kuwait, Bahrain, Qatar, Oman, Morocco, Tunisia, Jordan
Tier 2 countries ship with regional gateway connectors — Tap, HyperPay, PayTabs, CMI, Paymee, Konnect — plus Aramex and COD where locally expected.
Kuwait and Gulf states use KWD, QAR, BHD, OMR. Morocco and Tunisia use MAD and TND with CMI/Paymee/Konnect. Jordan uses PayTabs, HyperPay, JOD, Unifonic.
Tier 2 is production-ready for serious merchants — launch without waiting for Tier 1-only platform limitations.
